Professional Tone

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Being Qualified For Professional Indemnity Insurance For Physiotherapists

As a professional who works closely with the public on a one-to-one basis, a physiotherapist is required by law to carry an indemnity insurance. But not all indemnity insurance is created the same. In order to qualify for the best rates on professional indemnity insurance for physiotherapists, it is incumbent upon the professional to receive the proper instruction and to obtain as much experience and as many qualifications as possible.


There is little doubt that physiotherapy training in Australia is far superior to the education received in most other countries, including the instruction received in the U.S. A physiotherapist candidate in Australia begins with fundamental instruction in anatomy, physiology, biology, psychology, physics, goniometry and kinesiology. More advanced courses are then needed in women’s health issues, musculoskeletal physiotherapy, cardiothoracic physiotherapy, neuromuscular physiotherapy, geriatric physiotherapy and paediatric physiotherapy. The candidate’s last year of training generally involves practical application of course preparation by way of placement in treatment centers or in research facilities, where contact with actual patients occurs.

Skills Required

Qualifying as a licensed physiotherapist requires either a three- or four-year course of study, or even a two-year program provided that each of the basic educational needs listed previously have been met. A physiotherapist who’s passed all of the required courses will receive either a D. Physio, a M. Physio, a B.Sc Physio, a B.App.Sc Physio or a B.Physio degree. With the issuance of the degree, the candidate is qualified to practice a wide range of physiotherapy specialties.

Professional indemnity insurance for physiotherapists comes in several forms, depending on each individual’s particular requirements. The cost of professional indemnity insurance is based upon such elements as how many hours a week the physiotherapist is in practice, whether or not he practices inside a private or public sector, and the maximum amount of protection required – anything from $5 million to $20 million or even more in special cases.

To learn more about professional indemnity insurance, visit

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